Indianapolis Medical Bankruptcy Lawyer
Helping People in Indiana with Bankruptcy for Medical Bill Debt
The rising cost of healthcare has led to financial disaster for millions of Americans. Unpaid medical bills are one of the main reasons that people are forced to file for bankruptcy. In 2010, more than 1.5 million individuals filed for bankruptcy, 42% of which claimed that medical expenses were the primary cause of their financial state. Even if you possess health insurance, costs that are not covered, such as copayments and procedures, can leave you on the brink of financial ruin.
Discharging healthcare debts with bankruptcy can take place with the work of a trustworthy and personal Indianapolis bankruptcy attorney from our firm, Jackson & Oglesby Law LLC.
Need to discharge medical debt? Call Jackson & Oglesby Law LLC at (888) 713-5148 or contact us online for a free initial consultation with a medical bankruptcy lawyer in Indianapolis.
Can You File Bankruptcy for Medical Bills?
The short answer to this is: yes. Medical bills qualify as unsecured debts, which can be discharged in bankruptcy. For information on how to do this, read on!
How to Clear Medical Debt
Discharging debt through bankruptcy offers a number of immediate and long-term benefits. When you file for bankruptcy, the automatic stay begins and forces your creditors to halt any attempts to collect these debts. Garnishments, lawsuits, and harassing collection attempts must stop once you file for bankruptcy.
How to File Medical Bankruptcy
Technically, there is no “medical bankruptcy” -- it is not a type of bankruptcy that may be filed, but simply, it describes debt that is caused by medical bills. You may be able to discharge medical debt when you file for bankruptcy.
You may get rid of medical debt (including medical debt that has been charged on credit cards or has been paid through a personal loan) by filing for Chapter 7 or Chapter 13 bankruptcy. If you file for Chapter 7 bankruptcy, the court will liquidate your non-exempt assets in order to discharge your debt (including medical debt). In Chapter 13 bankruptcy, your debt (including medical debt) will be discharged when you complete your 3 or 5-year repayment plan.
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“Thanks to Dana Oglesby I am debt free.”
“I am now able to move on with my life.”- Former Client -
“Always available to answer any questions.”
“They made me feel at ease and explained every step we would take.”- LIzzy M. -
“Beyond fantastic!”
“Everything was taken cared of in a quick and professional manner.”- Brent M. -
“Best lawyers Indy has to handle your case.”
“Professional service, they really care about you and the situation you are in.”- Steven S. -
“We now have a much greater outlook.”
“The last 5 years has been tough. But we made it through with great guidance.”- R&E -
“You will not be dissapointed!”
“I was so impressed and would recommend her and Jackson & Oglesby in general, to anyone seeking these type of legal services.”- Kelly H. -
“Can't express the level of satisfactory customer service I received.”
“hank you for all that you have done to assist me! I”- Doug B. -
“Highly recommend!”
“They were very knowledgeable and made the whole process very easy for us.”- Erica H.
Why Choose Jackson & Oglesby Law LLC?
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Guided by a team of attorneys with over 30 years of bankruptcy experience.
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Trusted by hundred of clients who have achieved a debt-free life.
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Accredited by the Better Business Bureau & a member of the National Association of Consumer Bankruptcy Attorneys (NACBA).
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Affordable payment plans and $0 down options are available.